New York State Property Title Examination and Title Insurance for Purchasers, Borrowers and Lenders

What makes us different makes us stronger

Real Property Abstract & Title Services, LLC, (RPAT) has earned the trust of thousands of clients throughout the Hudson Valley and across New York State for a number of very good reasons. Relied upon by attorneys for real estate purchasers, borrowers and lenders, we offer the benefit of our years of experience in every title policy issued and title search we perform.

Experienced – Our management team has a combined 100 years of experience on more than 25,000 transactions.

Problem-Solvers – We make complex issues understandable and assist all parties through the transaction to facilitate a closing.

Personal Service – Our friendly and courteous staff are what brings clients back year after year.

Expedient  Everyone gets their job done smoothly and efficiently, and a quick turnaround is the rule not the exception.

Community Minded – We are proud to give back to the communities we serve and donate both time and treasure to charitable organizations.
  • Residential purchases
  • Multi-unit development projects
  • Litigation settlement securitization
  • Bond authority funding
  • Commercial construction
  • Acquisition and recasting
  • Transactions of multiple properties in several counties and states with complex, intricate, financial structures
  • Commercial acquisition
  • Commercial loan recasting

What is Title Insurance?

Title insurance provides protection against title defects that were unknown to you at the time you purchased the policy. The term "title" refers to the collected ownership records of a piece of real estate, including the transfer of any property rights, and any loans using the property as collateral. A clear line of title makes you much less vulnerable to ownership claims from other parties and to outstanding debts of previous property owners.


How We Search

Before writing a policy, your title company checks for defects in your title by examining public records, including deeds, mortgages, wills, divorce decrees, court judgments, tax records, liens, encumbrances, and maps. The company will then defend in court any claims to the property that are covered by your policy, subject to certain limitations. If the company loses, it will pay you for covered losses up to the amount of your policy. Title companies may also be able to arrange for escrow, settlement and 1031 exchange transactions.

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